Cash Decision Intelligence· Built for Shopify & Amazon Sellers· £2M–£20M Fashion & Apparel· Know Before You Commit· Named. Dated. Actionable.· Cash Decision Intelligence· Built for Shopify & Amazon Sellers· £2M–£20M Fashion & Apparel· Know Before You Commit· Named. Dated. Actionable.·
For Shopify & Amazon fashion brands doing £2M–£20M

Before your next inventory order know exactly what it does to your cash.

Most fashion founders find out their inventory order was wrong six weeks after placing it. By then, the cash is gone, options are expensive, and the only tool that could have helped was the one they didn't have.

£34k
Typical cash risk
per inventory decision
6 wks
Before a cash crisis hits —
when you'll see it coming
82%
Of business failures
are cash flow failures*

*U.S. Bank study. Cash flow — not bad products — kills most profitable businesses.

Connects with your existing tools

The Story You Know

"You check your bank balance. It looks fine. So you place the order.

Six weeks later, a supplier payment clears the same week your Amazon settlement hasn't arrived yet, and you're staring at £4,200 in the account with payroll due Friday.

The order was right. The timing wasn't. And there was no way to see it coming."

How it actually happens

Week 1
You place a £90k inventory order
Bank balance looks fine. Decision feels right.
Week 3
Supplier payment clears
£90k leaves. Stock still in transit from Guangzhou.
Week 5
Sales are strong — but cash isn't back yet
Amazon holds settlement for 14 more days.
Week 6 — The Gap
Payroll runs. £4,200 in the account.
The order was right. The timing destroyed you.
Week 7
Settlement arrives. Too late.
The damage is already done.

Your tools show history.
Not what happens next.

Without ROKA
With ROKA
Check bank balance, guess if order is safe
See exactly what the order does to your cash before placing it
Find out cash is tight when it's already tight
Warning arrives 6 weeks before the problem hits
Ask your accountant after things go wrong
Know exactly what to do before you commit
Gut feel on inventory sizing every season
Specific number — how much you can safely order this week
Discover your biggest customer pays late — from your bank
Named alert 6 weeks early: "Chase Morrison — day 12 overdue"

Three stages.
One decision
at a time.

ROKA connects to your Xero and Shopify. It shows you the truth about your cash, tells you what to do before your next order, and lets you simulate decisions before you commit — in merchant language, not accounting speak.

01

Rearview

What Actually Happened

See last week's sales, collections, and payments in plain English. Know your real cash runway — not what Xero says your balance is, but what's actually coming in and going out and when. Includes SKU performance, overdue invoices named by customer, and deviations from what you expected. You arrive informed, not guessing.

02

Recommendation

What To Do Next

ROKA tells you what to order, how much, when to pay, and whether to hold a hire or increase marketing spend — based on your actual cash position, your customers' real payment behaviour, and your supplier terms. Not a chart. Not a dashboard. One recommendation, ranked by impact, ready to act on.

03

Scenario Sandbox

What If You Did This

Before placing your next order, test it. Input the order size, timing, and supplier terms. ROKA shows you your cash position week by week for the next 90 days — with and without the decision. Three scenarios ranked by safety. "Delay 3 weeks and chase Morrison first — you stay at £28k instead of hitting zero." Commit with clarity, not courage.

Not "cash gets tight in week 6." This.

Every alert ROKA fires is specific to your business, your customers, and your timing. You'll never see a generic warning — only named dates, named amounts, and a ranked list of what to do about it. This is the Monday morning email that becomes the most important three minutes of your week.

ROKA Cash Alert — Monday 14 Oct
Cash Warning
You'll hit £0 on October 22nd
Your Guangzhou supplier payment of £67k clears October 19th. Your Amazon settlement of £54k doesn't arrive until October 25th. That 6-day gap leaves you with £3,200 — with payroll of £18k due October 23rd.
1 Chase Morrison Retail invoice (£28k, day 12) — resolves the gap entirely
2 Delay Guangzhou order 3 weeks — keeps £28k safe headroom
£67k
risk identified
8 days
before it hits
£15–40k
Typical cost of one wrong inventory timing decision — emergency financing, missed margin, or payroll stress. One alert from ROKA pays for years of subscription.
6 wks
How far ahead ROKA shows you a coming cash gap — when you still have time to delay, resize, or chase an invoice before it becomes a crisis.
82%
Of businesses that fail were profitable when they went under — cash timing, not revenue, is what kills fashion brands. (U.S. Bank, SCORE)

What using ROKA
actually feels like.

We're early and honest about it. No fabricated testimonials. Instead — based on our founder conversations and audits — here's what changes when you can see your cash consequence before you commit.

The Inventory Decision

Before ROKA, you guessed based on instinct, last month's sales, or whatever felt urgent. You're about to place a £90k order — but which SKUs, how many units, and when exactly?

Now ROKA shows which SKU to reorder, how many units are safe, and exactly when to place the PO — based on your real cash position, sell-through rate, supplier lead times, and upcoming obligations. It also shows your cash drops to £4,200 on October 22nd if you order today. You delay 3 weeks, chase one overdue invoice, and place the full order safely.

The founder stopped over-ordering slow stock and doubled down on the products actually generating cash. Crisis avoided. Cash stayed positive.
The Monday Morning

Every Monday at 7am, one email arrives. Seven lines. Three minutes. Your current cash, the lowest point this week, one invoice to chase, one decision to consider. You read it before you open anything else. You haven't been surprised by your bank account since.

Cash anxiety replaced by a 3-minute weekly ritual.
The Seasonal Ramp

Eight weeks before Black Friday, ROKA surfaces the gap. "At your current trajectory, you'll have £43k less than you need for your Q4 inventory build." You have eight weeks to fix it. Not one week. You negotiate better supplier terms and extend payment terms with your biggest client.

Black Friday funded. No emergency financing needed.
The Late Customer

Your biggest customer always pays on day 38, not day 30. ROKA knows this — because it learned from their last six invoices. So when their £28k is overdue on day 8, ROKA flags it before it causes a problem. You chase it on day 9. It clears before your supplier payment hits.

£28k collected before it could hurt. Supplier paid on time.

These scenarios are based on real cash patterns from founder conversations and manual audits. ROKA is in early access — be one of the first to test it with your own numbers.

Simple pricing.
Unjustifiable to cancel.

One prevented bad inventory decision pays for years of ROKA. The question isn't the price — it's whether you can afford not to know.

Starter

£149

per month · cancel anytime

For brands doing £2M–£5M. One Xero connection.

Monday cash brief email — weekly
Named dated alerts
Stage 1 rearview dashboard
Basic scenario — one decision at a time
Invoice chase nudges
Start Free Audit

Scale

£499

per month · cancel anytime

For brands doing £15M–£20M. Multi-channel.

Everything in Growth
Amazon + Shopify + Xero simultaneously
Accountant portal access
Weekly 1:1 cash review call
Custom SKU benchmarking
Start Free Audit

See what your next
60 days actually look like.

We'll model your next inventory order before you place it — for free. 30 minutes. Your numbers. You keep everything we show you.

No pitch. No obligation. Just your cash reality — before your next order.